Free Cohabitation Agreement Template In 2023

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Cohabitation Agreement 30+ Free Templates & Forms ᐅ TemplateLab
Cohabitation Agreement 30+ Free Templates & Forms ᐅ TemplateLab from

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What is a Cohabitation Agreement?

A cohabitation agreement is a legal document that outlines the rights and responsibilities of individuals who live together in a non-marital relationship. It is similar to a prenuptial agreement, but for couples who are not married or planning to get married. The agreement covers various aspects of the couple’s life together, including finances, property ownership, and child custody if applicable.

Why Should You Have a Cohabitation Agreement?

Having a cohabitation agreement can provide numerous benefits and protect the interests of both parties involved. Some key reasons why you should consider having a cohabitation agreement are:

1. Clarifies Financial Responsibilities

A cohabitation agreement clearly outlines each partner’s financial responsibilities during the relationship and in the event of a separation. It can include provisions for sharing expenses, dividing assets, and specifying financial support if needed.

2. Protects Property Rights

By having a cohabitation agreement, you can protect your individual property rights. The agreement can specify the ownership of assets acquired during the relationship and how they will be divided if the relationship ends.

3. Establishes Child Custody and Support

If you have children together, a cohabitation agreement can establish custody arrangements and child support obligations. This provides clarity and stability for the children involved.

4. Avoids Legal Complications

Without a cohabitation agreement, disputes over property, finances, and child custody can become complex and costly legal battles. Having a legally binding agreement in place can help avoid such complications.

Important Clauses in a Cohabitation Agreement

A well-drafted cohabitation agreement should cover several important clauses to ensure its effectiveness and protect both parties. Some essential clauses to include are:

1. Financial Obligations

This clause outlines how expenses will be shared during the relationship, including rent, utilities, groceries, and other living costs.

2. Asset Division

Specify how assets acquired during the relationship will be divided if the relationship ends. This includes property, vehicles, investments, and other valuable items.

3. Debt Responsibility

Determine how debts accumulated during the relationship will be allocated between the parties.

4. Child Custody and Support

If you have children together or plan to have children in the future, include provisions for child custody, visitation rights, and financial support.

Creating a Cohabitation Agreement

Creating a cohabitation agreement can be done with the help of a lawyer or by using a free cohabitation agreement template. Here are the steps to create your own agreement:

1. Gather Information

Collect information about your financial situation, property ownership, and any specific provisions you want to include in the agreement.

2. Use a Template

Find a reliable free cohabitation agreement template online that suits your needs. Make sure to customize it to reflect your unique circumstances.

3. Review and Edit

Review the template carefully and make any necessary edits or additions to ensure it covers all the important aspects of your relationship.

4. Seek Legal Advice

Although not mandatory, it is advisable to seek legal advice to ensure your agreement is legally binding and enforceable.

Sample Cohabitation Agreement Template

Below is a sample cohabitation agreement template that you can use as a starting point:

Parties: [Your Name] [Partner’s Name]
Effective Date: [Date]
Financial Obligations: [Specify financial responsibilities]
Asset Division: [Specify how assets will be divided]
Debt Responsibility: [Specify debt allocation]
Child Custody and Support: [Specify child custody and support provisions]

How to Use the Template

To use the template:

  1. Replace “[Your Name]” and “[Partner’s Name]” with your respective names.
  2. Enter the effective date of the agreement.
  3. Specify the financial obligations, asset division, debt responsibility, and child custody/support provisions as per your agreement.

Frequently Asked Questions

Here are some frequently asked questions about cohabitation agreements:

1. Are cohabitation agreements legally binding?

Yes, if properly executed and in compliance with the laws of your jurisdiction, cohabitation agreements can be legally binding.

2. Can a cohabitation agreement be modified or revoked?

Yes, a cohabitation agreement can be modified or revoked by mutual agreement of the parties involved. It is recommended to consult with a lawyer when making any changes.

3. Is a cohabitation agreement necessary if we don’t have joint assets?

Even if you don’t have joint assets, a cohabitation agreement can still be beneficial to clarify financial responsibilities and potential disputes.


A cohabitation agreement is a valuable tool for couples who are living together but not married. It helps establish clear expectations, protect individual rights, and prevent legal complications in the event of a separation. By using a free cohabitation agreement template and customizing it to your needs, you can create a legally binding document that safeguards your interests.

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